Warlady
01-23-2006, 12:47 PM
<TABLE class=MsoNormalTable style="WIDTH: 100%; mso-cellspacing: 1.5pt" cellPadding=0 width="100%" border=0><TBODY><TR style="mso-yfti-irow: 1"><TD style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt">WARNING...New Credit Card Scam.
Note, the callers do not ask for your card number; they already have
it. This information is worth reading. By understanding how the VISA &
MasterCard Telephone Credit Card Scam works, you'll be better prepared
to protect yourself. One of our employees was called on Wednesday from
"VISA", and I was called on Thursday from "MasterCard".
The scam works like this:
Person calling says, "This is (name), and I'm calling from the
Security and Fraud Department at VISA. My Badge number is 12460. Your
card has been flagged for an unusual purchase pattern, and I'm calling
to verify. This would be on your VISA card which was issued by (name
of bank). Did you purchase an Anti-Telemarketing Device for $497.99
from a Marketing company based in <?xml:namespace prefix = st1 ns = "urn:schemas-microsoft-com:office:smarttags" /><st1:State><st1:place>Arizona</st1:place></st1:State>?"
When you say "No", the caller continues with, "Then we will be issuing
a credit to your account. This is a company we have been watching and
the charges range from $297 to $497, just under the $500 purchase
pattern that flags most cards. Before your next statement, the credit
will be sent to (gives you your address), is that correct?" "You say
yes".
The caller continues - "I will be starting a Fraud investigation. If
you have any questions, you should call the 1- 800 number listed on
the back of your card (1-800-VISA) and ask for Security. You will need
to refer to this Control Number. The caller then gives you a 6 digit
number. "Do you need me to read it again?"
Here's the IMPORTANT part on how the scam works. The caller then says,
"I need to verify that you are actually in possession of your card".
He'll ask you to "turn your card over and look for some numbers".
There are 7 numbers; the first 4 are part of your card number, the
next 3 are the security Numbers' that verify you are the possessor of
the card.
These are the numbers you sometimes use to make Internet purchases to
prove you have the card. The caller will ask you to read the 3 numbers
to him.
After you tell the caller the 3 numbers, he'll say, "That is correct,
I just needed to verify that the card has not been lost or stolen, and
that you still have your card. Do you have any other questions?"
After you say No, the caller then thanks you and states, "Don't
hesitate to call back if you do", and hangs up.
You actually say very little, and they never ask for your Card number.
But after we were called on Wednesday, we called back within 20
minutes to ask a question. Are we glad we did! The actual VISA
Security Department told us it was a scam and in the last 15 minutes a
new purchase of $497.99 was charged to our card
Long story made short - we made a real fraud report and closed the
VISA account. VISA is reissuing us a new number.
What the scammers want is the 3-digit PIN number on the back of the
card. Don't give it to them. Instead, tell them you'll call VISA or
Master card directly for verification of their conversation.
VISA told us that they will never ask for anything on the card as they
already know the information since they issued the card!
If you give the scammers your 3 Digit PIN Number, you think you're
receiving a credit. However, by the time you get your statement you'll
see charges for purchases you didn't make, and by then it's almost too
late and/or more difficult to actually file a fraud report.
What makes this more remarkable is that on Thursday, I got a call from
a "Jason Richardson of MasterCard" with a word-for-word repeat of the
VISA scam. This time I didn't let him finish. I hung up! We filed a
police report, as instructed by VISA. The police said they are taking
several of these reports daily! They also urged us to tell everybody
we know that this scam is happening.
Please pass this on to all your family and friends. By informing each
other, we protect each other.
<?xml:namespace prefix = o ns = "urn:schemas-microsoft-com:office:office" /><o:p></o:p>
</TD></TR><TR style="mso-yfti-irow: 2; mso-yfti-lastrow: yes"><TD style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; BACKGROUND: #ebebd6; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt" bgColor=#ebebd6>Newsbull.com (http://www.newsbull.com/)
<st1:country-region><st1:place>America</st1:place></st1:country-region>'s Family Blog Forum
http://www.newsbull.com (http://www.newsbull.com/)<o:p></o:p>
</TD></TR></TBODY></TABLE>
Note, the callers do not ask for your card number; they already have
it. This information is worth reading. By understanding how the VISA &
MasterCard Telephone Credit Card Scam works, you'll be better prepared
to protect yourself. One of our employees was called on Wednesday from
"VISA", and I was called on Thursday from "MasterCard".
The scam works like this:
Person calling says, "This is (name), and I'm calling from the
Security and Fraud Department at VISA. My Badge number is 12460. Your
card has been flagged for an unusual purchase pattern, and I'm calling
to verify. This would be on your VISA card which was issued by (name
of bank). Did you purchase an Anti-Telemarketing Device for $497.99
from a Marketing company based in <?xml:namespace prefix = st1 ns = "urn:schemas-microsoft-com:office:smarttags" /><st1:State><st1:place>Arizona</st1:place></st1:State>?"
When you say "No", the caller continues with, "Then we will be issuing
a credit to your account. This is a company we have been watching and
the charges range from $297 to $497, just under the $500 purchase
pattern that flags most cards. Before your next statement, the credit
will be sent to (gives you your address), is that correct?" "You say
yes".
The caller continues - "I will be starting a Fraud investigation. If
you have any questions, you should call the 1- 800 number listed on
the back of your card (1-800-VISA) and ask for Security. You will need
to refer to this Control Number. The caller then gives you a 6 digit
number. "Do you need me to read it again?"
Here's the IMPORTANT part on how the scam works. The caller then says,
"I need to verify that you are actually in possession of your card".
He'll ask you to "turn your card over and look for some numbers".
There are 7 numbers; the first 4 are part of your card number, the
next 3 are the security Numbers' that verify you are the possessor of
the card.
These are the numbers you sometimes use to make Internet purchases to
prove you have the card. The caller will ask you to read the 3 numbers
to him.
After you tell the caller the 3 numbers, he'll say, "That is correct,
I just needed to verify that the card has not been lost or stolen, and
that you still have your card. Do you have any other questions?"
After you say No, the caller then thanks you and states, "Don't
hesitate to call back if you do", and hangs up.
You actually say very little, and they never ask for your Card number.
But after we were called on Wednesday, we called back within 20
minutes to ask a question. Are we glad we did! The actual VISA
Security Department told us it was a scam and in the last 15 minutes a
new purchase of $497.99 was charged to our card
Long story made short - we made a real fraud report and closed the
VISA account. VISA is reissuing us a new number.
What the scammers want is the 3-digit PIN number on the back of the
card. Don't give it to them. Instead, tell them you'll call VISA or
Master card directly for verification of their conversation.
VISA told us that they will never ask for anything on the card as they
already know the information since they issued the card!
If you give the scammers your 3 Digit PIN Number, you think you're
receiving a credit. However, by the time you get your statement you'll
see charges for purchases you didn't make, and by then it's almost too
late and/or more difficult to actually file a fraud report.
What makes this more remarkable is that on Thursday, I got a call from
a "Jason Richardson of MasterCard" with a word-for-word repeat of the
VISA scam. This time I didn't let him finish. I hung up! We filed a
police report, as instructed by VISA. The police said they are taking
several of these reports daily! They also urged us to tell everybody
we know that this scam is happening.
Please pass this on to all your family and friends. By informing each
other, we protect each other.
<?xml:namespace prefix = o ns = "urn:schemas-microsoft-com:office:office" /><o:p></o:p>
</TD></TR><TR style="mso-yfti-irow: 2; mso-yfti-lastrow: yes"><TD style="PADDING-RIGHT: 0.75pt; PADDING-LEFT: 0.75pt; BACKGROUND: #ebebd6; PADDING-BOTTOM: 0.75pt; PADDING-TOP: 0.75pt" bgColor=#ebebd6>Newsbull.com (http://www.newsbull.com/)
<st1:country-region><st1:place>America</st1:place></st1:country-region>'s Family Blog Forum
http://www.newsbull.com (http://www.newsbull.com/)<o:p></o:p>
</TD></TR></TBODY></TABLE>