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Rhino
07-10-2006, 09:38 AM
First Hurricane Katrina Homeowner's Insurance Lawsuit to Begin Monday

Monday, July 10, 2006

GULFPORT, Miss. — Paul Leonard had taken out homeowner's insurance long before Hurricane Katrina pulverized his house, but it was of little consolation when his insurance company blamed the damage on water, not wind.

Leonard sued. His lawsuit, set to go to trial Monday, was expected to be the first legal test for insurers who claim their policies don't cover floods. They contend that Katrina's storm surge was water pushed by the force of the wind.

Leonard, a police lieutenant, and his wife, Julie, claim Nationwide Mutual Insurance Co. denied their claim without thoroughly investigating the damage to their house, which is several hundred yards from the Mississippi Sound.

The Leonards, who purchased their policy more than a decade ago, also claim that their insurance agent had assured them that they didn't need to buy flood insurance for their home because their policy would cover all hurricane damage.

"The goal here is to make my home whole again," said Leonard, whose house sustained an estimated $100,000 in damage. "If it helps someone else, that's great. But I'm fighting for my family's future."........http://www.foxnews.com/story/0,2933,202745,00.html

Wyatt_Junker
07-10-2006, 10:33 AM
Who are Poseidon's lawyers gonna be? Athena and Zues?

TechnoPrincess
07-10-2006, 10:35 AM
Maybe he should sue the agent who didn't know his own company's policies rather than sue the company.

Rhino
07-10-2006, 11:07 AM
From what I understand, some insurance companies denied claims because they were supposedly due to flooding, but many of the houses affected were never flooded. They were damaged by wind. In past coverage of this issue, it seems the insurance companies used a topographical map to decide where the floodwaters went. Unfortunately, the water didn't actually go where the map said it did. If that's the case in this lawsuit, I hope the guy wins.