bigred1says
09-18-2007, 03:51 PM
Charlotte, North Carolina
A lawyer purchased a box of very rare and expensive cigars, then
insured
them against, among other things, fire.
Within a month, having smoked his entire stockpile of these great
cigars
and without yet having made even his first premium payment on the
policy
the lawyer filed a claim against the insurance company.
In his claim, the lawyer stated the cigars were lost "in a series of
small fires."
The insurance company refused to pay, citing the obvious reason, that
the
man had consumed the cigars in the normal fashion.
The lawyer sued and WON!
Delivering the ruling, the judge agreed with the insurance company that
the claim was frivolous. The judge stated nevertheless, that the lawyer
held a policy from the company, which it had warranted that the cigars
were insurable and also guaranteed that it would insure them against
fire,
without defining what is considered to be unacceptable "fire" and was
obligated to pay the claim. Rather than endure lengthy and costly
appeal
process, the insurance company accepted the ruling and paid $15,000 to
the
lawyer for his loss of the cigars lost in the "fires".
NOW FOR THE BEST PART...
After the lawyer cashed the check, the insurance company had him
arrested
on 24 counts of ARSON!!!
With his own insurance claim and testimony from the previous case being
used against him, the lawyer was convicted of intentionally burning his
insured property and was sentenced to 24 months in jail and a $24,000
fine.
A lawyer purchased a box of very rare and expensive cigars, then
insured
them against, among other things, fire.
Within a month, having smoked his entire stockpile of these great
cigars
and without yet having made even his first premium payment on the
policy
the lawyer filed a claim against the insurance company.
In his claim, the lawyer stated the cigars were lost "in a series of
small fires."
The insurance company refused to pay, citing the obvious reason, that
the
man had consumed the cigars in the normal fashion.
The lawyer sued and WON!
Delivering the ruling, the judge agreed with the insurance company that
the claim was frivolous. The judge stated nevertheless, that the lawyer
held a policy from the company, which it had warranted that the cigars
were insurable and also guaranteed that it would insure them against
fire,
without defining what is considered to be unacceptable "fire" and was
obligated to pay the claim. Rather than endure lengthy and costly
appeal
process, the insurance company accepted the ruling and paid $15,000 to
the
lawyer for his loss of the cigars lost in the "fires".
NOW FOR THE BEST PART...
After the lawyer cashed the check, the insurance company had him
arrested
on 24 counts of ARSON!!!
With his own insurance claim and testimony from the previous case being
used against him, the lawyer was convicted of intentionally burning his
insured property and was sentenced to 24 months in jail and a $24,000
fine.